Legal Disclosures

Sky Mutual

Insurance products are issued by licensed insurance companies. Guarantees are based solely on the financial strength and claims-paying ability of the issuing insurer. Insurance products are not FDIC insured, not bank deposits, and not guaranteed by any bank or government agency.

Fixed annuities and fixed index annuities are insurance products, not securities, and do not directly participate in the stock market. Product availability, features, rates, caps, and participation rates vary by state and carrier and are subject to change.

Life insurance policies are subject to underwriting approval and policy terms. Loans or withdrawals may reduce policy values and death benefits and may have tax consequences.

This website is provided for educational and informational purposes only and does not constitute investment, legal, or tax advice. Sky Mutual is not a law firm or tax advisor. Consult with qualified professionals regarding your specific situation.

Insurance services are provided by Sky Mutual, through state-licensed insurance professionals. Sky Mutual may receive compensation from insurance carriers for the sale of insurance products. Licensing varies by state.
California Insurance License #: 0C73795