Terms of service

Terms of Service** Welcome to Sky Mutual, your trusted partner in retirement planning and life insurance. These Terms of Service outline the rules and regulations for the use of Sky Mutual’s website, located at www.skymutual.com. By accessing this website, you accept these terms in full. If you disagree with any part of these terms, please refrain from using our website. **1. Use of Our Website** The content on our website is provided for general informational purposes only and does not constitute professional advice. While Sky Mutual endeavors to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the website content. **2. Intellectual Property Rights** All content, trademarks, and data on this website, including intellectual property under the laws of the United States, are the property of Sky Mutual. Unauthorized use of any materials may violate copyright, trademark, and other laws. Users are permitted to view and print materials from this website solely for personal, non-commercial use. **3. User Responsibilities** Users are responsible for ensuring that all information they provide on the website is accurate and up-to-date. By using our website, you agree to use it for lawful purposes only and comply with all applicable laws and regulations. **4. Limitation of Liability** Sky Mutual shall not be liable for any indirect, incidental, or consequential damages arising out of the use or inability to use the website. This includes, without limitation, damages for loss of profits, business interruption, or loss of information. **5. Changes to these Terms** Sky Mutual reserves the right to revise these terms at any time. Any changes will be posted on this page, and we encourage users to review these terms regularly. Continued use of the website will constitute acceptance of the modified terms. Thank you for choosing Sky Mutual for your financial security needs. If you have any questions about our Terms of Service, please contact us through the provided page on our website. We are committed to ensuring a clear and effective relationship with our valued clients.